hfuerWEHUH
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Dołączył: 01 Mar 2011
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Wysłany: Śro 8:35, 23 Mar 2011 Temat postu: Jordans 11 Sneaker Motor Insurance Premium How It |
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Motor insurance premium quotes are valid only for a certain period of time like a week, two weeks, 30 days or 60 days. This is because insurance companies usually revise and review their motor insurance premium calculations based on previous and current statistics on the claims within their company and statistics from the industry as a whole.
If you want to get the best deal for your motor insurance premium,[link widoczny dla zalogowanych], then you should do an annual review of your insurance premium. This way you can get an idea of which companies are offering the lowest prices when in comes to car insurance.
Premiums are arrived at by considering two main factors: the driver’s demographics and the car’s profile.
The driver’s profile includes:
Age
The older the driver is,[link widoczny dla zalogowanych], the lower the premiums are going to be. While those who are considered young are denied insurance coverage or may be accepted with high premiums.
Marital Status and Gender
Females enjoy higher discounts than most males.
Driving experience
The more experience you have in driving, the lower your premiums will be.
Occupation type
Ther are jobs that insurance companies will refuse to cover or charge higher premiums for.
No Claim Discount
You also get a 10% discount on insurance for every year that you do not file any claims. This is true until the 5th year.
3-year or 2-year claim history
This would affect your premiums negatively, depending on how often you filed claims and how much they were for in the past two to three years.
Discount for certificate of merit
For those drivers that have an NCD above 20%,[link widoczny dla zalogowanych], insurers can opt to give a 5% discount called a safe driver's discount.
The vehicle’s profile pertains to:
Its make and model
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